Terms of Service

1. Acceptance of Terms

By accessing or using this website (the "Site"), operated by Dietrich & Richter Private Asset Management AG ("the Firm"), you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please discontinue use of the Site.

2. Informational Purpose Only

All content published on this Site, including but not limited to text discussing wealth management, investment management, and financial advisory topics, is provided strictly for general informational and educational purposes. Nothing on this Site should be interpreted as a recommendation to buy, sell, or hold any financial instrument.

3. No Paid Services or Offers

This Site does not offer, sell, or facilitate the purchase of any paid product, subscription, managed account, or financial service. No transaction, payment, or binding engagement can be initiated through this website. Any reference to advisory relationships describes a general, illustrative process only.

4. No Investment, Legal, or Tax Advice

Nothing on this Site constitutes personalised investment, legal, tax, or accounting advice. You should consult a qualified, licensed professional before making any financial decision. The Firm does not warrant that any information on this Site is accurate, complete, or current at the time you view it.

5. Permitted Use of the Site

You agree to use the Site only for lawful purposes and in a manner that does not infringe the rights of, or restrict, or inhibit anyone else's use of the Site. You may not attempt to gain unauthorised access to any part of the Site or its underlying systems.

6. Intellectual Property

Unless otherwise indicated, the text, layout, and design of this Site are the property of Dietrich & Richter Private Asset Management AG. Photographs used on this Site are sourced from third-party royalty-free image libraries under their respective licences. You may not reproduce or redistribute Site content for commercial purposes without prior written consent.

7. Third-Party Links and Content

This Site may reference or link to third-party resources for context. The Firm does not control and is not responsible for the content, accuracy, or availability of any third-party site.

8. Disclaimer of Warranties

This Site is provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to warranties of accuracy, completeness, or fitness for a particular purpose.

9. Limitation of Liability

To the fullest extent permitted by applicable law, the Firm shall not be liable for any indirect, incidental, or consequential damages arising from your use of, or inability to use, this Site or reliance on any information presented on it.

10. Governing Law

These Terms are governed by the laws of Germany, without regard to its conflict of law principles, unless mandatory consumer protection law in your jurisdiction of residence provides otherwise.

11. Changes to These Terms

We may revise these Terms from time to time. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

12. Contact

Questions about these Terms can be directed to support@drpam.ltd or by post to Dietrich & Richter Private Asset Management AG, Im Fliegerhorst 12, 38642 Goslar, Deutschland.